Monday, December 26, 2011

How To Replace Front Wheel Bearings - You Can Do That

!±8± How To Replace Front Wheel Bearings - You Can Do That

Recently the right front wheel bearing went bad on my 2002 Mazda 626. Apparently my oldest daughter hit a large pot hole bending the wheel and damaging the wheel bearing. I noticed a slight hum in the front end with a slight shutter as well, I thought that the tires needed to be balances and rotated, so I took it into the shop to be checked out. Well to my surprise I was told the bad news and what was worse was the amount they wanted to charge - over 0 to fix bearing and to replace the wheel. That is when I decided to do it myself.

Below I will help you by listing the tools you will need and steps on how to get it done.

Things you will need:

Large adjustable wrench

Channelocks

Bearing race driver tool

Various size punches

Socket and ratchet set

Assorted wrenches

A rags or two

New wheel bearings

Wheel bearing grease

New cotter pin

New grease seals

Wheel blocks

Safety glasses

A jack and a pair of jack stands

Even if the bearings are not making a noise it is always a good idea to have them inspected every 30,000 miles. I have it done when my breaks are replaced.

Okay let's get started.

Get all of your tools and supplies together before you begin and allow plenty of time to do the job.

Please take note that these are general instructions and consult the appropriate repair manual for your vehicle.

Always think safety first whenever you're working around machinery. Wear safety classes to protect your eyes and beware of hot objects, sharp items and hazardous materials. It is very, very important to never work on a car that is only supported by a jack, always place a sturdy foundation under the vehicle to prevent it from falling on you.

From this point on cleanliness is important. You do not want any dirt, sand or metal chips inside the hub.

1. Remove your disc brake calipers and caliper bridge to remove the rotor.

2. Remove the bearing cap. This is a press fit and to remove it grab it with your channelocks and work it back and forth until it pops off. Be careful not to crush it.

3. Once the cap is off you will see a cotter pin, remove the cotter pin and remove the retainer ring. If your vehicle has a castellated nut, you will not have a retaining ring.

4. Using your channelocks or adjustable wrench, remove the nut from the spindle.

5. Next remove the outer wheel bearing and washer.

6. Slide the rotor or drum off the spindle.

7. Remove the grease seal and take out the inner wheel bearing.

8. Wipe all the old grease from inside the hub.

9. Remove the bearing races from the hub.

10. Take a punch with a flat narrow tip and place it on the back of the race.

11. Tap the race out, alternating from side to side so it comes out evenly and doesn't get cocked in the hub.

12. Once it's out, flip the rotor or drum over and do the same for the other race.

13. Clean the inside of the hub with some rags.

14. Make sure the spindle is clean as well.

That's all there is to it. Like I mentioned earlier take your time and you will not get frustrated, good luck with your project.


How To Replace Front Wheel Bearings - You Can Do That

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Tuesday, December 20, 2011

Stand up bathe decline (slide) run

I am very rusty in this picture I have been spending all my hours riding longboards with soft wheels around tight path corners (sans hands). This is the first time I got to go slide in a month and a half. I skate n average of once a week. (blame paskapoo)

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Thursday, December 15, 2011

How to Buy Shares - A Complete Beginner's Guide

!±8± How to Buy Shares - A Complete Beginner's Guide

Picking stocks is a lot like buying a car. When you buy a car, you can't just go with the first one that's the right color - you need to know about it. You want to check under the hood, or at least kick the tires. If you don't know about cars, you bring along your brother or your dad or someone who does. Most importantly, you take your time. If you're not sure about the mileage or the sound from the exhaust you pass it up and wait for a better deal. It's no different when you pick stocks.

The first thing you need before you buy shares in a company is a stock trading account. For this, you need a broker. If it's your first time, I recommend using a discount broker. This type of broker will process your buy and sell orders, and little else. Where do you go to find a stock broker? Try your bank. There might be other less expensive options, but your bank is a place you feel comfortable, and you know how it works. Chances are if you have an account there they can help you start a share trading account easily and at a low cost. I trade shares using online banking.

For your first purchase, you want to buy what you know. Look at 3 companies that you like - companies you have bought things from or know people at. Pick up a newspaper and write these four things down:

Price- If the shares are 0 a piece, you might want to skip this one for now. Year's Move (YM) - This is how much the share grew in value last year, and a fairly good indication of what the company will try to beat this year. Dividend Yield (DY) - This is a percentage of the value of each share that the company pays to shareholders each year. Some shares don't pay dividends, but make up for it with more growth (if the company doesn't pay shareholders it can spend that money making the company more valuable). Price/Earnings (PE) - This is simply the price of the share divided by how much the company made in this financial year. This figure can be misleading depending on current phase of the financial year, but basically a low Price/Earnings ratio means that the company's stock is valued about right for how much money the company is making.

Either that or the share is undervalued and could go through the roof any day now. If the ratio is high it means that the company has a lot of projected growth, but little actual profits so far. This was common during the "internet bubble" when companies had huge prospects but hadn't made any money yet.

Once you have these, it's time to look at some graphs. Go to the company's website, and click on "Investor Relations". Download everything, and look at graphs of their share price and dividend payouts for the last year, 3 years and 5 years.Now read the newspaper. Not the front page, the boring bits at the back about money. Most of these articles are fairly easy to read, and reading them for a few weeks will give you a pretty good idea of what's going on in the world of high finance.

Picking stocks is about more than knowing the company. It's about knowing what's going on in the world that will affect the company. Now it's time to decide on your goals and make a buy case. First, write what you want out of your investment. Do you want to build capital over 10 years, or do you want to double your money in a year, but with the risk of losing half of it? If you are the former, then you are a growth investor. Otherwise you are a value investor. You might be somewhere in between, but since this is a first purchase it would be a good exercise to pick stocks according to a strict investment philosophy.

Now your buy case: This is an argument for and against buying the shares. In it you need to write:

What's going on in the company with regards to new business, new directors, new enterprises, new debt, new acquisitions/sales of subsidiaries etc. What's happening in the world that could affect the company's ability to make money The worst thing you can imagine happening. Think of the one thing that would make your company's stock plummet more than anything else. As many pessimistic ideas as you can think of for why you should not buy these shares Why you think it is a good time to buy shares in this company now

Lastly, before you buy shares, ask people. Ask someone who works for the company or ask an investment advisor, even if you have to pay them. If there is even one factor that you have not considered, your entire share trading experience could be very painful.

Remember, buying shares is not gambling if you know the rules. Understand your risks, and don't take any you cannot afford to make. Avoid startups for a first investment - save the riskier stocks for when you are more confident.


How to Buy Shares - A Complete Beginner's Guide

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Saturday, December 10, 2011

Power Wheels Motorcycles - Get Ready To Hit The Road

!±8± Power Wheels Motorcycles - Get Ready To Hit The Road

If you have a toddler who absolutely loves motorcycles, then the Power Wheels Motorcycle is an ideal choice for their first toddler ride on toy. Imagine the look of delight when they first set eyes on this ride-on toy that has authentic Harley Davidson styling. Oh, leather jacket and sunglasses are surely optional.

Now if you're a little hesitant about letting your younger toddler actually use a battery operated ride on toy, the Power Wheels Motorcycle has been designed to be incredibly tot friendly. For starters, with its low slung profile, your toddler has easy on and off access.

And since you have 2 wheels and a wide base in the rear, you have no worries about stability issues as your toddler cruises around the neighborhood. Now let's talk a little bit about speed. Since the Power Wheels Motorcycle is operated by one 6 volt battery, the fastest your iron horse rider can go is just a tad over 2 mph.

In fact the Power Wheels Motorcycle was designed by Mattel and aimed at the younger toddlers who aren't quiet ready for the higher speeds of the full sized vehicles that make up the majority of the Fisher Price ride on toy lineup. Another feature is that instead of a gear shift handle like it's larger counterparts, the motorcycle is just a simple push button that is mounted on the gas tank.

Push the button, press down on the pedal, and away they go with a smile on their face. And to put your mind at ease even further, all your toddler needs to do is take their foot off the pedal and the vehicle will stop. To take safety even one step further, only one toddler can ride at a time. So you'll need to put on your referee shirt when everyone is clamoring for their turn!

Let's take a look at some of the styling that goes along with this cool ride on toy. First off all you have the Harley Davidson famous V-Twin power plant, teardrop gas tank, 5 spoke wheels and the low slung saddle seat to make this as authentic looking as possible.

Oh and let's not forget the flames on the gas tank and on the rear panels to top everything off. So to sum it all up, the Power Wheels Motorcycle has to be one of the coolest rides in the neighborhood that will give your toddler hours and hours of enjoyment.


Power Wheels Motorcycles - Get Ready To Hit The Road

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Tuesday, December 6, 2011

Three Reasons Why Health Care Rationing is Inevitable

!±8± Three Reasons Why Health Care Rationing is Inevitable

During a recent televised debate on healthcare reform between pundits on a popular 24-hour news channel, the topic of health care rationing came up. The anti-government-option pundit pointed out the necessity of rationing under the proposed legislation. The pro-government-option pundit retorted, "There already is rationing in the system. It's just rationed according who can afford to pay."

The significance of this exchange was the acknowledgment that there already is a healthcare shortage in this country. As noted economist Thomas Sowell once pointed out; "The first rule of economics is that there is never enough supply to meet demand. The first rule of politics is to ignore the first law of economics."

Without discussing the merits of any form of healthcare rationing, rationing is part of our medical system and will be a greater part of our system regardless of how health care reform manifests.

1. Free Market Rationing

Under the free market approach, healthcare is rationed, as the above pundit noted, according to who can pay. We also have programs of Medicare and Medicaid, as well as the Children's Health Insurance Program (CHIP) that disrupts the free market; however, as a generous nation, we are prepared to help the poor. Volumes have been written discussing both the merits and evils of the free market system and we're not prepared to tackle that issue here - yet.

2. Government Rationing

When the Obama administration speaks of reducing "inefficiencies" or "cutting costs" they speak of doing that through some sort of review board. That review board would, ostensibly decide which treatments are economical and which aren't thereby limiting available health care options. There's also discussion of the QALY program or Quality-Adjusted Life Years where the cost of one's treatments is weighted against the amount of years the individual may be reasonably expected to live. QALYs are used in Great Britain as a means of rationing healthcare. The Obama administration understands that there must be some form of rationing to manage costs. As Thomas Sowell would point out, when you take the price component out of any transaction you create shortages. There's no greater example of this than during the '70s when a well-meaning government fixed the price of gasoline and the result was long lines and people waiting for hours to fill their tanks.

3. Rationing by Inconvenience

When seeking the services of a health care becomes just too much trouble or nearly impossible, we call that rationing by inconvenience. The following anecdote related to my by a relative says it all. This is from a military family whose healthcare was entirely government-provided:

"Trust me when I tell you that I lived through this already. Back during the Carter years, the only health care option we had was military medicine.

If you needed to see a specialist, you had to call the main appointment desk starting at 8:00AM on the first day of the month. The phone number would obviously be continuously busy, so you'd sit there redialing for hours.

Once you eventually got through, 90% of the time the appointments for that month would already be filled. So, you'd have to wait until the first day of the next month and try again. This would go on month after month until you eventually realized that you were never getting an appointment and would go to a private practice specialist and pay out of pocket.

A friend's husband was an Army doctor and he explained that it's a conscious decision called "rationing by inconvenience." They won't tell you flat out that you can't see a specialist, but will make it virtually impossible so that you would either give up entirely or would go pay for your own treatment."

Are You Prepared?

One of the real crises of the current healthcare system is a lack of adequate health care providers. As government looks for ways of lowering cost without ways of encouraging more providers to enter the market, further shortages are inevitable. Rationing by cost, inconvenience, or government board all means that healthcare services will be more difficult for the public to obtain.


Three Reasons Why Health Care Rationing is Inevitable

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Saturday, December 3, 2011

Barbie Learn 2 Inline Skates

!±8± Barbie Learn 2 Inline Skates

Brand : Fisher-Price | Rate : | Price :
Post Date : Dec 03, 2011 04:26:49 | Usually ships in 24 hours


The ultra-cool wheels on these skates are lined up for miles of fun, right from the start! Removable training wheels help kids learn to balance on inline skates and give them the boost of confidence they need to develop skating skills. When your child is ready to skate without extra help, it's quick and easy to take the training wheels off. A comfortable, high skate boot supports little ankles, and the flexible ankle strap makes it easy for kids to get the skates on and off. Rear brake, cool colors and awesome translucent wheels add to inline skating fun! Size adjusts easily for kids on-the-grow, from child's size 9 to size 1. Rated INTERMEDIATE in the Roll 2 Pro??? System. Maximum weight: 70 lbs

More Specification..!!

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